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16 Rajab 1440     23 March 2019

Skip Navigation LinksInsuranceTypesGuide Insurance Types Guide

Insurance Types Guide



  • Health Insurance:

It includes medical costs, medication, all medical services and supplies, and medical programs management.


  • General Insurance:
  • Marine Insurance:

 It includes cargo, hulls, liabilities, and any other insurances related to this subcategory.


  • Engineering Insurance:

It includes contractors' all risks, erection all risks, buildings, electrical and electronic appliances, machinery breakdown, and any other insurances related to this subcategory.


  • Motor Insurance:

It includes losses and liabilities related to motors except for transportation risks.


  • Liability Insurance:
  • The insured shall, under the terms and conditions set out in the Uniform Compulsory Motor Insurance, in the event of damage covered by the insurance policy, whether arising from the use or break down of the vehicle in Saudi Arabia, compensate the other party in cash for all amounts which the insured or the driver is required to pay for the injuries incurred by the third party inside or outside the vehicle and for the damages to the vehicle.
  • Comprehensive Motor Insurance.


  • Property Insurance:

It includes risks of fire, theft, explosions, natural phenomena, disturbances, and any other insurances related to this subcategory.


  • Accidents and Liability Insurance:


a. Personal Accident Insurance.

b. Workmen's Compensation Insurance.

c. Employer's Liability Insurance.

d. Third Party Liability Insurance.

e. Public Liability Insurance.

f. Products Liability Insurance.

g. Medical Liability Insurance.

h. Professional Indemnity Insurance.

i. Theft Insurance.

j. Fidelity Guarantee Insurance.

k. Cash in Safe and Cash in Transit Insurance.

l. Any other liability insurance.


  • Energy Insurance:

It includes petroleum and petrochemical facilities, other energy facilities, and any other insurances related to this subcategory.


  • Aviation Insurance:

It includes aircraft hulls, passenger liability, third party liability, cargo, and any other insurances related to this subcategory.


  • Protection and Savings Insurance:
  • Protection and Savings Insurance: It includes insurance under which the insurer pays sums of money, including savings, on a future date in turn for subscriptions paid by the insured.
  • Protection Insurance: It includes insurance related to death and permanent or temporary total or partial disability for individuals and groups.

  • Other Types of Insurance:

It includes other subcategories not mentioned above.